Craig Casey
Disability Insurance Agent
1-877-634-7671
CA License #0B81661

Critical Illness Rates    Long Term Care Insurance    Health Insurance
Burial Premiums     Guaranteed Issue Coverage    Medicare Supplement

If you became injured or ill and missed work, your expenses will continue. How would you pay them and maintain your lifestyle? Your ability to earn income is your greatest asset. Your chances of becoming disabled are much greater than pre mature death.

Disability insurance can replace a portion of your income when you are unable to work because of injury or illness. There are two major types of disability coverage:

• Short term disability pays you a benefit from immediatley to 2 years. Short term disability can be included as an employee benefit or may be sustituted for sick leave.

• Long term disability is considered from two years up to age 65. Long term disability insurance can be an employeee benefit or bought individually. Keep in mind these benefits are offset by any government disability or other DI policies.